Virtual Finance Function
NVH provides everything a growing UK business needs from its finance function — management accounts, cash flow management, financial oversight, governance, and AI-powered business intelligence. Director-led. Month-to-month. No in-house team required.
Monthly P&L, balance sheet, and margin analysis — prepared from your finance software and delivered by the 10th with plain English commentary and action points.
13-week rolling cash forecast updated monthly. Scenario modelling. Early warning when cash requires attention. Director-level cash visibility at all times.
Annual budget preparation, quarterly re-forecast, financial scenario modelling, and long-range planning to support your commercial decisions. Know the numbers behind every major choice.
Coordinating finance operations, improving month-end processes, eliminating manual workarounds, and ensuring your finance calendar runs on schedule — so nothing is missed and nothing is late. Including finance system oversight — ensuring your finance software is configured to produce the reports your business actually needs.
Virtual CFO-level support for commercial decisions — pricing, hiring, investment, expansion, and capital purchase analysis. We model the financial impact before you commit. Every major decision deserves a number behind it.
AI tools monitoring your finances continuously — cost spikes, margin compression, cash risks, and debtor delays — flagged before they become problems.
Systematic review of your cost structure — identifying where money is being spent unnecessarily, where supplier terms can be improved, and where operational changes deliver measurable savings.
Monthly or quarterly board-ready financial packs — management P&L, cash position, KPI summary, variance commentary, and strategic outlook. Investor-ready format. Delivered on schedule.
We connect to your finance software (read-only access). We review your current setup, chart of accounts, and reporting structure.
We coordinate with your existing finance team — or recommend a specialist if you need one. Your transaction recording is handled correctly. We oversee the quality.
We prepare your management accounts, cash flow forecast, and KPI dashboard every month from your accounting data — delivered by the 10th with commentary and action points.
We are available for financial decisions as they arise — modelling scenarios, reviewing commercial proposals, and providing the financial oversight your business needs to grow confidently.
NVH works with your existing finance team or advisers — or can recommend trusted specialists if you need one. Our role is finance management and oversight. Their role is transaction recording and compliance filing.
from £149/mo
Sole traders, freelancers
from £399/mo
Growing SMEs
from £799/mo
Scaling businesses
from £249/mo
Retail, hospitality, multi-location
Starting from prices shown. Final investment depends on business size, number of entities, reporting complexity, and scope of support required. All engagements are scoped individually. NVH Accountants & Consultants Ltd is not currently VAT registered — no VAT is added to any invoice.
No. NVH does not record transactions, reconcile bank accounts, or file VAT returns. We manage the finance function — preparing management accounts, cash flow forecasts, budgets, and financial analysis from your accounting data. Your finance team handles the day-to-day transaction recording. We oversee quality and coordinate the process.
Management accounts are monthly financial reports prepared for the business owner or management team. They typically include a profit and loss statement, balance sheet, cash flow summary, budget vs actuals comparison, and KPI dashboard — with commentary explaining what the numbers mean and what action to take. They are different from statutory accounts, which are prepared annually for Companies House and regulatory.
Yes. NVH does not prepare statutory accounts or file tax returns. You will still need a finance operations specialist for day-to-day transactions and a compliance practitioner for year-end accounts and statutory filings. NVH works alongside both — providing the management layer that most small businesses are missing.
We work with all major UK accounting platforms including Xero, QuickBooks, Sage, FreeAgent, and others. We connect via read-only access to prepare your management accounts and reporting. If your current software is not suitable, we can advise on alternatives as part of the onboarding process.
Virtual means we deliver the service remotely. We connect to your finance software, prepare your reports, and communicate via email, video call, and phone. You get a full finance function without the cost of an in-house finance team. We are available during UK business hours and respond within one working day.
Most clients are fully onboarded within two weeks of the initial discovery call. We review your current setup, connect to your software, and begin preparing your first set of management accounts. If your transaction recording needs attention first, we will coordinate that before starting the reporting process.
Book a free 30-minute discovery call. We will discuss your business, your current finance setup, and how NVH can manage the finance function for you.
Book a free discovery call →