AI Planning Adviser
Your own AI-assisted financial planning layer. Monthly planning notes, scenario modelling, and strategic questions — reviewed by a real NVH adviser before delivery. The closest thing to a part-time CFO at a fraction of the cost.
What It Does
Proactive financial planning, delivered monthly
The AI Planning Adviser is the most comprehensive of NVH's AI add-on modules. Rather than just monitoring or reporting, it actively works to improve your financial decision-making — every single month, not just at year end.
Each month, your business data is analysed by the NVH AI planning system to generate a personalised planning briefing. This document surfaces the three to five most strategically important financial questions your business should be thinking about right now — whether that's timing a significant purchase to optimise tax relief, preparing for an upcoming cash pressure point, evaluating a pricing change, or identifying whether a new hire is financially viable given your current margins.
Every briefing includes three-scenario modelling: a base case (current trajectory), an upside case (if a key initiative works), and a downside case (if conditions deteriorate). This gives you a clear, structured view of the range of outcomes you're navigating — rather than a single forecast that feels more certain than it actually is.
All AI-generated content is reviewed by a qualified NVH adviser before delivery. We don't send you raw AI output. We check it, challenge it, add human context, and edit it to be accurate and relevant to your specific business. This human review layer is what separates our planning briefing from generic AI-generated financial reports.
Quarterly, you also receive a 30-minute video review with your NVH adviser — a chance to discuss the briefings, ask questions, and update the planning model based on changes in your business. This combination of monthly AI-driven analysis and quarterly human conversation gives you ongoing financial advisory at a price point that most small businesses can actually sustain.
What's Included
Everything in AI Planning Adviser
Monthly Planning Briefing
A personalised 1–2 page planning document each month, highlighting the 3–5 most strategically important financial questions and decisions for your business right now.
3-Scenario Modelling
Base, upside, and downside scenario modelling each month — so you can make decisions with a clear view of the range of outcomes rather than a false sense of certainty.
Tax Timing Recommendations
Proactive recommendations on timing major decisions — purchases, director salary, dividends, pension contributions — to optimise your tax position before the year end, not after.
Growth Milestone Tracker
A running tracker of your business against key financial milestones — VAT registration threshold, profit targets, salary levels, and any goals you set at the start of the engagement.
Quarterly Video Review (Included)
A 30-minute video call with a qualified NVH adviser every quarter. Review the planning briefings, discuss what's changed in your business, update your scenarios, and agree priorities for the next quarter. No additional cost.
Getting Started
Active within 48 hours
Book an onboarding call
A 30-minute call to understand your business goals, financial priorities, and what you want the planning briefings to focus on. This shapes the first three months of output.
Share read-only accounting access
We connect to your accounting software (Xero, QuickBooks, Sage, FreeAgent) or work from a shared spreadsheet. Read-only. Secure. No changes made to your books.
We build your first planning model
NVH builds your initial planning model and scenario framework. This is reviewed by an adviser before being finalised — not automated output sent without human review.
First planning briefing within 48 hours
Your first monthly planning briefing is delivered within 48 hours of activation. Monthly thereafter, with your quarterly video review scheduled during onboarding.
Ideal For
Who benefits most from AI Planning Adviser?
Growth-Stage Businesses
Businesses actively growing who need to make strategic financial decisions monthly — hiring, pricing, investment, financing — but can't justify a full-time CFO.
Business Owners Without a Finance Director
Owner-managed businesses that rely solely on their accountant for reactive tax compliance, but lack any proactive financial planning support.
Businesses at a Decision Point
Businesses considering a major change — new hire, new product, new market, restructuring, or sale — who need proper scenario analysis before committing.
Live Demo
Try the NVH AI Adviser — live demo
Ask a question as if this were your business. The demo uses a fictional business profile — your live NVH AI connects to your actual Xero or QuickBooks data for personalised answers.
Client Profile
AI connected to Xero ●Maple Street Retail Ltd
Limited company
Sarah Chen
3 part-time
Xero (connected)
31 March 2026
Key Figures
£90,600
£84,200
Standard rated
£16,000
£18,400
In your live NVH account, this profile shows your real figures updated from your accounting software. The AI reads this data to answer your questions accurately.
This is a demo with pre-written responses. Your live NVH AI uses your actual accounting data for real-time answers.
Demo only — Maple Street Retail Ltd is a fictional business created by NVH Intelligence Consultants for illustration. All figures are invented.
£2,400
Average tax saving found in first 90 days
48hrs
Average time from signup to first AI report
Get your own AI adviser connected to your real accounting data
30-day free trial. No card required. Cancel before day 30 and pay nothing.
Start free trial — £59/monthwas £99/month · launch pricing
AI Planning Adviser
exc. VAT · No lock-in · Cancel anytime · Active in 48 hrs
Includes quarterly video review with NVH adviser — no extra charge
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