Know who owes you money. Know when it becomes a problem.
Late payments cost UK businesses billions every year. The AI Debtor Risk Tracker monitors your debtor position monthly, flags overdue accounts, and gives you clear action points before cash flow is affected.
What It Does
Monthly debtor ledger analysis, fully automated
Know who owes you money, how long they have owed it, and when it becomes a cash flow risk. Monthly debtor analysis with risk flags and recommended collection actions.
Ideal For
Who benefits most from the Debtor Risk Tracker?
B2B Businesses
Any business with 5 or more customers on credit terms. If you invoice and wait for payment, this tool is built for you.
Wholesale, Logistics & Manufacturing
Industries where large invoices and extended payment terms create significant debtor exposure and cash flow risk.
Professional Services & Recruitment
Consultancies, agencies, and recruiters where a single late-paying client can disrupt cash flow for the entire business.
Getting Started
Up and running in under 2 weeks
Book a 15-minute setup call
We review your business, understand your customer base, and agree the alert thresholds that matter to you.
Share read-only accounting access
Grant NVH read-only access to your finance software (Xero, QuickBooks, Sage, FreeAgent). We never write to your accounts.
First report delivered within 2 weeks
Your first debtor risk report is delivered within 2 weeks of connecting. Monthly reports follow automatically on the same date each month.
AI Debtor Risk Tracker
Scoped to your requirements
exc. VAT · No lock-in · Cancel anytime
Book a Free Setup Call ← View all AI Add-OnsFAQ
Common questions
What data do you need?
Read-only access to your finance software. We connect securely to your sales ledger and extract debtor data automatically each month. We never write to or modify your accounts.
How quickly do I get the first report?
Within 2 weeks of connecting your finance software. After that, reports are delivered monthly on the same date.
Can I set custom alert thresholds?
Yes, completely personalised to your business. You choose the debtor balance threshold that triggers a WhatsApp alert, and we calibrate the risk ratings to your industry and customer profile.
Stop chasing. Start monitoring.
Add the AI Debtor Risk Tracker and know exactly where your cash is tied up — every month, automatically.