Business Health Score
A monthly score (0–100) across 6 financial dimensions: cash, profitability, compliance, growth, efficiency, and risk. Know at a glance whether your business is getting healthier or weaker — every month, not once a year.
The Score
Six dimensions. One number. Monthly.
Your Business Health Score is composed of six sub-scores, each measuring a different aspect of financial performance.
Cash
Current cash position, runway, and short-term liquidity relative to your obligations.
Profitability
Gross and net margin performance versus your sector benchmarks and prior months.
Compliance
statutory filing status, outstanding submissions, payment timeliness, and regulatory risk.
Growth
Revenue trajectory, new customer acquisition, and growth rate versus prior year and target.
Efficiency
Debtor days, creditor days, overhead ratio, and operational cost efficiency metrics.
Risk
Concentration risk, late payer exposure, cost volatility, and financial resilience indicators.
What It Does
A complete financial health check, every month
A monthly 0-100 score across key financial dimensions with plain English commentary. Know whether your business is getting stronger or weaker — every month.
Getting Started
Active within 48 hours
Book a 15-minute setup call
We confirm your business sector, set your scoring thresholds, and discuss what you want to track most closely.
Share read-only accounting access
Grant NVH read-only access to your finance software. Xero, QuickBooks, Sage, FreeAgent, or spreadsheets all supported.
We build your initial score
NVH calibrates your scoring model against your sector and historical data, generating your first 6-dimension score.
First report within 48 hours
Your first Business Health Score report is delivered within 48 hours. Updated monthly — you'll receive it on the same date each month.
Ideal For
Who benefits most from Business Health Score?
Any Small Business
The Health Score is the most broadly applicable of all our add-ons. If you run a business and want to know how it's performing financially — it's for you.
Businesses Seeking Finance
Lenders and investors are reassured by evidence of ongoing financial monitoring. A 6-month Health Score track record is a credible signal of financial management quality.
Multi-Director Businesses
A single, shareable score that all directors can reference as a shared financial reality — without needing to read full management accounts every month.
Free Assessment
Business Health Score Calculator
12 questions. Under 3 minutes. Instant personalised score and recommendations.
Demo only — all data you enter is used only to generate your score in this browser session. Not stored or transmitted.
Business Health Score
Scoped to your requirements
exc. VAT · No lock-in · Cancel anytime · Active in 48 hrs
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