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A complete virtual finance function for growing UK businesses

NVH provides management accounts, cash flow management, governance frameworks, internal controls, ERP advisory, and AI-powered business intelligence — everything a growing business needs from its finance function, delivered virtually without the cost of an in-house team.

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Core Offering

Virtual Finance Function

Everything a growing business needs from its finance function — managed, delivered, and intelligence-led by NVH.

account_balance Virtual Finance

Virtual Finance Function

Complete management of your finance function — management accounts, cash flow, budgets, board packs, and financial oversight. We run the finance operation. You run the business.

Advisory from £249/month

bar_chart Reporting

Management Accounts & Reporting

Monthly management accounts delivered by the 10th — P&L, margin analysis, budget vs actuals, KPI dashboard, and plain English action points. Prepared from your finance software data.

Advisory from £149/month

show_chart Cash & Planning

Cash Flow Management & Financial Planning

13-week rolling cash forecast, scenario modelling, budget preparation, and financial planning advisory. Know your cash position before it becomes a problem.

Advisory from £149/month

receipt_long Finance Oversight

Finance Function Management

We manage your whole finance function — coordinating finance operations, reviewing transaction quality, overseeing month-end, and managing the finance calendar so nothing is missed.

Advisory from £199/month

analytics Intelligence

Margin & Profitability Intelligence

Category, branch, product, and client-level margin analysis. Understand exactly where your business makes money and where it is costing you.

Advisory from £149/month

rocket_launch Startup

Startup Finance Setup

Finance system selection, chart of accounts design, governance foundations, and management reporting structure — built correctly from day one.

From £349

savings Advisory

Cost Reduction Advisory

Structured analysis of your cost base — overheads, supplier costs, and operational spend — identifying specific savings opportunities with a clear action plan.

Advisory from £149/monthScoped to your business

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NVH provides management accounts, financial reporting, cash flow management, and finance function oversight as professional advisory and management consultancy services. NVH coordinates and oversees finance operation processes — transaction recording is managed through the client's existing finance operations specialist or a specialist we can recommend. NVH does not file statutory accounts, tax returns, or act as an statutory filing.

Service 01

Virtual CFO & Financial Management

Best for: Growing SMEs · Scaling businesses

CFO-level financial intelligence without the full-time executive hire. We provide monthly management accounts, cash flow monitoring, budget vs actuals analysis, and a strategic financial sounding board — giving growing businesses the visibility and oversight they need to make confident decisions.

check_circleMonthly management accounts and reporting
check_circleBudget preparation and variance analysis
check_circle13-week rolling cash flow monitoring
check_circleKPI dashboard design and reporting
check_circleBoard-ready financial summaries
check_circleStrategic financial review and planning support

Advisory from £349/monthScoped to your business

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trending_up

Who This Is For

Growing SMEs, owner-managed businesses, and scale-ups that need ongoing financial intelligence and oversight without the cost of a full-time CFO.

Growing SMEs Owner-Managed Businesses Scale-Ups

Flagship Service 02

Management Consultancy

Best for: Established businesses

Our flagship advisory service. We work with businesses to strengthen their operational structure, design better internal controls, document policies, and improve financial processes — the work that makes a business more resilient, more accountable, and easier to manage as it scales.

check_circleInternal controls review and improvement recommendations
check_circleFinance policy drafting and governance documentation
check_circleApproval framework and authorisation design
check_circleProcess mapping and operational efficiency review
check_circleReporting discipline and management information improvement
check_circleOrganisational structure and accountability design

Advisory from £99/monthScoped to your business

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Our Flagship Service

Management Consultancy is our flagship advisory offering. It combines financial, operational, and governance thinking to give you the structural foundation your business needs to grow sustainably.

Scaling SMEs Established Businesses Owner-Led Companies

Service 03

HR Policy Advisory

Best for: Any business with staff or planning to hire

HR policy drafting, people management frameworks, and organisational structure advisory. We provide practical HR guidance — not regulated employment law advice. For employment contracts and legal matters, we recommend a qualified employment solicitor.

check_circleHR policy and staff handbook creation
check_circleGovernance frameworks and people management advisory
check_circleOrganisational structure guidance
check_circlePerformance management framework design
check_circleOnboarding process design
check_circleRestructure and change management advisory

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For employment contracts and employment law advice, we recommend working with a qualified employment solicitor. We can provide introductions.

Advisory from £79/monthScoped to your business

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Who This Is For

UK employers who are building or expanding their teams and need proper HR structure, governance documentation, and practical people management support.

UK Employers Growing Teams Hiring Businesses

Service 04

Startup & Business Launch

Best for: New businesses · GCC entrepreneurs

Everything a new business needs from day one. We help founders set up properly — company formation advisory, initial financial structure, and a framework that is built to grow with them. Starting well avoids expensive corrections later.

check_circleCompany formation and structure advisory
check_circleFinance system review and setup advice
check_circleFounder tax position and remuneration planning
check_circleBusiness plan and financial projection support
check_circleGovernance and policy foundation packs
check_circleFinancial projection and scenario modelling

Advisory from £299Scoped to your business

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rocket_launch

Who This Is For

Founders and early-stage entrepreneurs setting up their first UK business, and existing business owners launching a new venture who want to start with the right financial structure.

Founders Startups New Ventures

Service 05

ERP Advisory

Best for: Growing businesses · System selection

Independent ERP and accounting system advisory for businesses that have outgrown spreadsheets or need to evaluate, select, or optimise their finance and operations software. We help you choose the right system — not sell you one.

check_circleAccounting and ERP system needs assessment
check_circleVendor-neutral system selection guidance
check_circleImplementation planning and oversight
check_circleData migration and integration advisory
check_circlePost-implementation review and optimisation

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dns

Who This Is For

Businesses evaluating or implementing accounting, ERP, or operations software who want independent advice rather than vendor-driven recommendations.

Growing SMEs System Migrations Multi-Entity Businesses

Service 06

Policy Formation

Best for: Scaling businesses · Governance

Practical policy drafting and governance framework design for businesses that need documented policies to support growth, investor readiness, or operational discipline. We create policies that people actually use.

check_circleFinance and expense policy drafting
check_circleApproval framework and delegation of authority
check_circleRisk management and compliance policy
check_circleGovernance documentation for board and investors
check_circlePolicy review and update retainer

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Who This Is For

Businesses preparing for investment, scaling operations, or simply wanting to formalise how decisions are made and documented.

Scaling Businesses Investor-Ready Governance Focus

Service 07

Internal Controls

Best for: Risk reduction · Process improvement

Review, design, and implementation support for internal financial controls. We help businesses reduce risk, prevent fraud, and build processes that ensure accuracy and accountability in financial operations.

check_circleInternal controls assessment and gap analysis
check_circleSegregation of duties design
check_circlePayment authorisation and approval workflows
check_circleCash handling and reconciliation procedures
check_circleProcess documentation and training

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verified_user

Who This Is For

Businesses handling significant transaction volumes, managing multiple staff with financial access, or preparing for investment or audit readiness.

Risk Reduction Process Improvement Audit Readiness

Service 08

International & Expat Tax Advisory

Best for: Expats · GCC residents

UK tax advisory for internationally mobile individuals and overseas businesses operating in the UK. Whether you are a non-domiciled resident, an expat returning to the UK, or a foreign company establishing a UK presence, we help you understand your UK tax obligations clearly and accurately.

check_circleStatutory residence test analysis and residency planning
check_circleOverseas income and foreign asset disclosure advisory
check_circleNon-resident landlord tax advisory
check_circleUK tax registration advisory for overseas businesses
check_circleCross-border remuneration and employment tax advisory
check_circleGCC-UK cross-border advisory

Advisory from £89/monthScoped to your business

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Who This Is For

Non-UK domiciled individuals, expatriates with UK tax obligations, internationally mobile professionals, and overseas businesses with UK tax considerations.

Non-Dom Individuals Expats Overseas Businesses

Service 09

Retail & Shop Advisory

Best for: Shops · Convenience stores · Food

Specialist advisory for independent retailers, cafes, and food businesses. We understand the unique challenges of stock management, margin tracking, and the fast-moving nature of retail — delivering management reporting and intelligence tailored to your sector.

check_circleManagement accounts with retail KPIs
check_circleStock and cost of goods tracking
check_circleProfit margin and pricing analysis
check_circleCash handling policy and controls
check_circlePOS integration advisory guidance

Sector advisory from £199/monthScoped to your business

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storefront

Who This Is For

Independent shop owners, cafe operators, food businesses, and retail entrepreneurs who need advisory support that understands the specific demands of their sector.

Independent Retailers Cafes & Food Businesses Shop Owners

Starting from prices shown. Final investment depends on business size, number of locations, reporting complexity, data structure, and scope of support required. All engagements are scoped individually — contact us for a tailored proposal.

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