Whether you trade at markets, car boots, online platforms, or all three — NVH understands the unique tax rules, cash dynamics, and compliance requirements of your business. We handle the paperwork. You handle the trading.
Book a Free Trader ConsultationMarket trading comes with financial obligations that most generalist advisers are unfamiliar with. These are the rules that matter — and where mistakes are most costly.
Most market traders have no visibility of which product lines are profitable and which are losing money. We provide monthly margin analysis by category so you can make informed decisions about pricing, stock selection, and supplier negotiations.
If you sell second-hand goods, antiques, vintage clothing, or collectibles, you may qualify for the VAT Margin Scheme — paying VAT only on your margin, not the total sale price. This can reduce your VAT bill by 30–40%. We advise on eligibility and scheme selection. For services outside our scope, we can signpost you to appropriate specialists.
regulatory scrutinises cash businesses closely, particularly market traders. You must maintain daily cash records, receipts for all stock purchases, and clear records of opening and closing stock. We set up a simple, regulatory-compliant system that takes minutes per day to maintain — and satisfies the most rigorous regulatory enquiry.
Variable income, seasonal demand, and stock purchasing cycles make cash flow management critical for traders. We provide rolling cash flow forecasts so you always know your position and can plan stock purchases, pitch fees, and personal drawings with confidence.
regulatory scrutinises cash businesses closely. We advise on the right record-keeping systems and internal controls to ensure you are always audit-ready. Clean, professionally maintained records are your best defence against any regulatory enquiry.
Many traders are caught off-guard by quarterly tax payments and year-end bills. We help you forecast your tax liability and plan cash reserves throughout the year so you are never blindsided by a cash shortfall when payment dates arrive.
Talk to an expert →For services outside our scope, we can signpost you to appropriate specialists. Get in touch →
Six core advisory services — everything a market trader needs to trade with confidence and financial clarity.
Daily sales, VAT liability, cash balance, and margin on your phone. Updated automatically so you always know where you stand — even mid-market.
Monthly analysis by product category — identifies which lines are making money and which are eroding your profit. Delivered with plain-English commentary.
WhatsApp reminders 30, 14 and 7 days before every key financial deadline — tax payment dates, return deadlines, and cash flow milestones. You will never miss a deadline.
We review your VAT position every month — confirming correct scheme usage, flagging any compliance issues, and making sure MTD requirements are met on a rolling basis.
Ask any tax or accounting question at any time and receive an instant answer sourced from your own business data. No waiting until Monday morning for basic information.
A 0–100 scorecard of your business delivered by the 10th of every month. Six components scored independently — compliance, cash, margin, revenue trend, payroll, and debt.
Two clear packages — no hidden extras, no annual invoices. Everything is month-to-month.
Sole Trader
For self-employed market traders trading as an individual — includes everything you need for financial clarity and business intelligence.
Trader with Employees
For market traders who have taken on staff — HR advisory, employment guidance, and management reporting included alongside full advisory support.
No office visits, no paperwork posted, no waiting rooms. NVH is built for people who work on their feet.
Photo your receipts, send us your bank statements, answer questions by WhatsApp. We handle the rest. No office visits required — ever. Clients in London, Manchester, Birmingham, and beyond all work with us this way.
We communicate where traders communicate. Quick questions get quick answers — not a 3-day email wait or a receptionist asking you to hold. If you're on the market floor and need to know your VAT position, you'll have an answer within minutes.
We don't expect you to call during trading hours or sit in a waiting room on a Tuesday afternoon. We work around your schedule — not the other way around. Evening and weekend availability for urgent matters as standard.
Market trader advisory services are provided as professional advisory support. VAT Margin Scheme eligibility is subject to individual circumstances — we assess each client individually. For services outside our scope, we can signpost you to appropriate specialists. Nothing on this page constitutes legal advice.
AI Add-Ons
Keep on top of your margins and regulatory deadlines — essential for cash-based market trading.
Monthly category-level margin analysis identifying which product lines are eroding your profit.
Learn more →Real-time alerts before every regulatory deadline so you never face a penalty for a missed filing date.
Learn more →Most advisory firms will nod politely when you mention the VAT Margin Scheme. Our team has advised dozens of traders across the UK and helped recover thousands in VAT overpayments. Let's start with a free, no-obligation consultation.
Book a Free Consultation or explore AI add-ons from £39/month arrow_forward