phone 020 8040 3628
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NVH Intelligence Consultants

Virtual Finance Function

Virtual Finance Function Virtual Finance Partner Management Reporting & Dashboards Cash Flow & Scenario Planning Profitability & Margin Analysis Management Consultancy Startup & Business Launch International & Expat Tax Advisory HR Policy Advisory

Governance & Systems

ERP Advisory & System Selection Policy Formation & Governance Internal Controls & Process Design

Sector Intelligence

Retail & Convenience Petrol Stations Restaurants & Cafés Franchise & Multi-Branch Tech Businesses GCC & International

Intelligence Tools

All Intelligence Tools Deadline Monitor£19/mo Business Health Score£29/mo Cost Spike Alerts£29/mo Cash Flow Intelligence£49/mo Weekly Health Brief£49/mo AI Planning Adviser£59/mo Margin & Profit Tracker£69/mo Finance Efficiency Review£149

Who We Help

Startups & Founders Consultants & Freelancers Property & Landlords Franchise Businesses Professional Services Retail & Market Traders
Investment Resources About
Book a Free Discovery Call →

Virtual Finance Function · ERP · Governance · Controls · Intelligence

Your finance function.
Built, managed, and
delivered for you.

NVH Intelligence Consultants provides a complete virtual finance function for UK businesses — monthly management accounts, cash flow management, governance frameworks, internal controls, ERP advisory, and AI-powered business intelligence. Everything your finance function needs. No in-house finance team required. Starting from £149/month — every engagement scoped individually.

· Virtual Finance Function · ERP & Systems Advisory · Governance & Controls · AI-Powered Intelligence
Book a free discovery call See how we work →

from £149

Monthly finance function

£0

VAT on any invoice

Free

Discovery call — 30 mins

business Registered in England & Wales · Co. No. 15089911
account_balance Virtual Finance Function
storage ERP & Governance Advisory
psychology AI Business Intelligence
schedule Response within one working day

Who we help

Select your sector — see exactly how NVH can help

Every business needs a finance function. Not every business can afford an in-house finance team. Select your sector to see how NVH delivers the complete virtual finance function for your type of business.

The Problem

Most businesses are operating with weak systems, weak controls, and weak visibility.

Not because the information does not exist — but because nobody has designed the systems, controls, and reporting that make it visible and actionable.

What most businesses experience

  • warningNo monthly management accounts — just an annual figure months late
  • warningFinance function managed by the owner between other priorities
  • warningCash position unclear until the bank statement arrives
  • warningNo budget or plan to compare performance against
  • warningFinance team records transactions — nobody manages the bigger picture
  • warningReports show what happened — not what to do next
  • warningNo branch or category performance comparison available
  • warningControls depend entirely on the owner being present
  • warningFinance system not producing the reports the business needs
  • warningNo early warning when costs spike or margins compress

What NVH builds

  • check_circleManagement accounts delivered by the 10th every month — always
  • check_circleDedicated virtual finance function managing your finance operation
  • check_circle13-week cash visibility updated every month — know before it matters
  • check_circleAnnual budget with monthly tracking and commentary
  • check_circleNVH manages the finance function — finance team records, NVH oversees
  • check_circlePlain English action points with every report
  • check_circleBranch and category P&L visible in one monthly report
  • check_circleDocumented controls that work without the owner
  • check_circleERP system configured to produce the reports the business actually needs
  • check_circleAI-powered cost spike and margin alerts before profit is affected
See how NVH works →

Our Services

Finance advisory and intelligence for every stage of business growth

From startup finance foundations to Virtual CFO support and AI-powered business intelligence — NVH covers the full advisory spectrum.

Virtual Finance Function & Reporting

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Virtual Finance Function

Virtual Finance

Complete management of your finance function — management accounts, cash flow, budgets, board packs, and financial oversight. We run the finance operation. You run the business. Includes cost reduction analysis and efficiency advisory.

Advisory from £249/month

Scoped to your business Learn more →
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Management Accounts & Reporting

Advisory

Monthly management accounts delivered by the 10th — P&L, margin analysis, budget vs actuals, KPI dashboard, and plain English action points. Prepared from your finance software data.

Advisory from £149/month

Scoped to your business Learn more →
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Finance Function Management

Finance Oversight

We manage your whole finance function — coordinating finance operations, reviewing transaction quality, overseeing month-end, and managing the finance calendar so nothing is missed.

Advisory from £199/month

Scoped to your business Learn more →
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Cash Flow & Scenario Planning

Advisory

13-week rolling cash flow forecast, scenario modelling, and early warning when cash gets tight. Know before it becomes a problem.

Advisory from £149/month

Scoped to your business Learn more →
analytics

Margin & Profitability Intelligence

Advisory

Product, category, branch, and client-level margin analysis. Understand where your business makes money and where it is losing it.

Advisory from £149/month

Scoped to your business Learn more →
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Management Consultancy & Process Improvement

Advisory

Business process improvement, operational efficiency, and performance advisory for growing and scaling businesses.

Advisory from £99/month

Scoped to your business Learn more →
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Startup & Business Launch Advisory

Advisory

Finance system setup guidance, governance foundations, business planning support, and practical advisory from day one.

Advisory from £299

Scoped to your business Learn more →

Governance, Controls & Systems

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ERP Advisory & System Selection

Project

Independent, vendor-neutral advice on choosing and implementing the right finance and business system for your size and sector.

Projects from £399

Scoped to your business Learn more →
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Policy Formation & Governance Frameworks

Project

Finance policies, procurement policy, delegation of authority, cash handling, expense, and SOP library development.

Projects from £149

Scoped to your business Learn more →
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Internal Controls & Process Design

Project

Control matrix design, maker-checker workflows, segregation of duties, and operational risk reduction frameworks.

Projects from £499

Scoped to your business Learn more →

Starting from prices shown. Final investment depends on business size, number of locations, reporting complexity, data structure, and scope of support required. All engagements are scoped individually — contact us for a tailored proposal.

Business Intelligence Tools

AI-powered intelligence. Industry-specific. Commercially useful.

Our intelligence tools connect to your accounting data and give you the visibility you have been missing. Each tool is designed around real sector pain — not generic reporting.

Works alongside your existing finance advisers and systems — or as part of an NVH package.
alarm Universal

Business Deadline Monitor

from £19/month

Personalised business deadline calendar with WhatsApp and email alerts at 30, 14, and 7 days. Filing and renewal monitoring included.

One missed deadline penalty avoided pays for itself many times over.

Learn more →
show_chart Universal

Cash Flow Intelligence

from £49/month

13-week rolling cash flow forecast updated monthly from your bank feed. Alerts when cash drops below your minimum threshold.

Know about cash problems weeks before they become a crisis.

Learn more →
psychology Most Popular

AI Planning Adviser

from £59/month

Cash timing, cost control, and operational planning insights. 24/7 answers to financial questions from your live accounting data.

Planning intelligence every month — not once a year.

Learn more →
bar_chart Retail & Food

Margin & Profit Tracker

from £69/month

Category-level gross margin analysis monthly. Identifies which products, lines, or locations are losing you money.

Most clients find a margin improvement within the first report.

Learn more →
warning_amber Universal

AI Cost Spike Alerts

from £29/month

Automated monitoring of your cost categories with alerts when any line spikes beyond normal variance. Catch cost problems before they hit your profit.

Early warning that pays for itself with the first alert.

Learn more →
notifications_active Founders & SMEs

AI Weekly Health Brief

from £49/month

A concise weekly email summarising your business health — cash position, receivables status, cost alerts, and key action points. No login required.

Your business pulse — delivered every Monday morning.

Learn more →

Intelligence tools are priced from the rates shown. Bundled packages and sector combinations are available — pricing confirmed during onboarding. All tools are month-to-month.

Explore all intelligence tools →

All tools from £19/month · No lock-in · Works with any finance setup

Investment

Transparent pricing signals. Flexible by design.

We publish starting prices so you can assess commercial fit quickly. Every engagement is scoped to your business — final investment reflects your size, complexity, and the depth of support required.

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Advisory & reporting

from £99/month

Monthly visibility, management reporting, and advisory support.

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ERP advisory

from £399

Independent system selection, vendor comparison, and implementation oversight.

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Policy & governance

from £149

Finance policies, delegation frameworks, and SOP development.

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Internal controls

from £499

Control design, maker-checker workflows, and risk frameworks.

Starting prices shown. All engagements are scoped individually — complexity, number of locations, and reporting requirements affect the final investment.

Book a free discovery call → See full pricing detail →

Join NVH

We are currently welcoming founding clients.

NVH Intelligence Consultants is in its launch phase. We are accepting a small number of founding clients who will receive introductory pricing locked in permanently — plus direct access to the director throughout onboarding.

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Introductory pricing — locked in

Founding clients receive our introductory rates for as long as they remain a client. Prices for new clients are reviewed annually.

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Director-level attention

Every founding client engagement is personally managed at director level. You will not be passed to junior staff or an automated process.

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Active within 48 hours

Once you sign your engagement letter we connect to your finance software and begin work within 48 hours.

Book a free discovery call →

20-30 minutes · No obligation · No sales pressure

How It Works

From first call to monthly intelligence — in four steps.

01

Discovery call

We discuss your business, your current pain points, and which NVH services fit your situation. Free, no obligation, 20-30 minutes.

02

Scoping and proposal

We produce a clear written proposal with fixed scope, fixed price, and timeline. No vague retainers. No hidden extras.

03

Implementation and setup

We connect to your systems, design your reporting structure, build your control frameworks, or manage your ERP selection — depending on what was agreed.

04

Ongoing intelligence delivery

For ongoing services, reports, alerts, and advisory are delivered on schedule every month — without you needing to chase.

Start with a free discovery call →

About NVH

An advisory practice built to deliver the systems, controls, and intelligence that growing businesses need.

Most businesses have numbers but lack the systems, controls, and reporting that make those numbers useful for decision-making.

We combine finance advisory with AI-powered business intelligence to give UK business owners the clarity and decision support that was previously only available to larger businesses with in-house finance teams.

Our director brings postgraduate finance qualifications and extensive experience across financial management, ERP implementation, governance design, HR governance, and business advisory in both UK and GCC markets — working with businesses across sectors from retail and food service to professional services and technology.

NVH is registered in England and Wales (Company No. 15089911) and operates from a registered office in Covent Garden, London. We serve clients across the UK and work with GCC-based businesses entering the UK market.

Systems and controls — not just reports AI intelligence — not just spreadsheets UK & GCC market expertise
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NVH Intelligence Consultants

Trading name of NVH Accountants & Consultants Ltd

  • Company No: 15089911
  • Registered: England & Wales
  • Office: Covent Garden, London
  • Serving: UK & GCC markets
Free Tool

How clear is your financial picture?

4 questions. 60 seconds. Instant score.

Question 1 of 4

Frequently Asked Questions

What is a virtual finance function? expand_more
A virtual finance function means NVH manages your business’s finance operation remotely — producing monthly management accounts, maintaining your cash flow forecast, overseeing your finance operations quality, preparing budgets, and providing financial decision support. It replaces the need for an in-house finance manager or director at a fraction of the cost. You continue to use your existing finance team or advisers for transaction recording and compliance filing — NVH manages everything above that level.
Does NVH do transaction recording? expand_more
NVH coordinates and oversees transaction recording as part of the virtual finance function, but does not directly record transactions as a transaction recording service. Transaction recording is handled by your existing finance team — this is handled by your existing finance team or advisers. If you need one, we can recommend trusted specialists. NVH’s role is finance management, reporting, and oversight.
Can NVH prepare my management accounts? expand_more
Yes — management accounts are a core NVH deliverable. We prepare your monthly management P&L, balance sheet summary, cash position, KPI dashboard, and written commentary from your finance software data. These are internal management reports — different from statutory accounts filed at Companies House.
Do I need a compliance practitioner if I use NVH? expand_more
Yes — a compliance practitioner or finance operations specialist is still needed for transaction recording, annual statutory accounts, tax returns, and regulatory submissions. NVH handles the management and intelligence layer above that. Most clients use both — their accountant for compliance and NVH for management accounts, cash flow, and financial oversight. We work alongside your existing advisers, not instead.
What does NVH actually do? expand_more
NVH helps businesses build better finance systems, design internal controls, create governance frameworks, and get the management reporting they need to make confident decisions. We also provide AI-powered intelligence tools that deliver real-time visibility into cash flow, margins, costs, and business health.
What is ERP advisory and do I need it? expand_more
ERP advisory means independent guidance on choosing and implementing the right finance and business system for your company. If your business has outgrown its current software, is running on spreadsheets, or is about to select a new system — ERP advisory ensures you choose the right platform for your size and sector, without being sold to by a vendor.
What are internal controls and why do they matter? expand_more
Internal controls are the processes and checks that protect your business from errors, fraud, and financial leakage. Examples include maker-checker approval workflows, segregation of duties, cash handling procedures, and expense authorisation policies. Without them, you are relying entirely on trust — which does not scale.
What is a delegation of authority matrix? expand_more
A delegation of authority matrix defines who in your business can approve what, and up to what value. It removes ambiguity, reduces the risk of unauthorised spending, and allows the business to operate without the owner approving every transaction. NVH designs these matrices as part of our governance and controls service.
How are your services priced? expand_more
Every engagement comes with a clear written proposal, fixed scope, and fixed price. No vague retainers. No hidden extras. AI intelligence tools are month-to-month with no minimum term. Project work such as ERP advisory, controls design, and policy formation is priced per project. NVH is not currently VAT registered, so no VAT is added to any invoice.
What finance software do you work with? expand_more
We work with Xero, QuickBooks, Sage, FreeAgent, and most other cloud accounting platforms. If you use spreadsheets we can work with those too. We ask for read-only access — you remain in full control of your data.
Can NVH help with UK setup for GCC-based businesses? expand_more
Yes — this is one of our specialist areas. We work with GCC entrepreneurs and businesses entering or expanding in the UK market. We assist with UK company setup guidance, finance system design, ongoing management reporting, and cross-border structuring advice.
What happens in the free discovery call? expand_more
The discovery call is 20-30 minutes. We discuss your business, your current setup, and what is not working. We then explain which NVH services fit your situation and what the costs would be. There is no obligation and no sales pressure. It is a direct conversation.
Is there a long-term contract? expand_more
AI intelligence tools are month-to-month with no minimum — cancel any time with 30 days notice. Advisory packages have a 3-month initial term then roll monthly. Project work is priced and scoped individually with no ongoing commitment unless you choose to continue.
How do I get started? expand_more
Book a free discovery call at calendly.com/nvhconsultants-info/30min. The call takes 20-30 minutes and is completely free. You can also message us on WhatsApp, call 020 8040 3628, or email info@nvhconsultants.co.uk.

Ready for better systems, stronger controls, and clearer business intelligence?

Book a free 20-30 minute discovery call. We will discuss your current setup, identify the gaps, and explain exactly how NVH can help — with no obligation.

Book a free discovery call → Explore our services → See intelligence tools →

No obligation · No VAT added to invoices · Response within one working day · Registered in England & Wales · Co. No. 15089911